HOME BUYER PROCESS

Pre-Qualifications Checklist—for HSCLT Home

The goal of the HSCLT is to preserve the historical heritage of the area by utilizing the tier
system to give priority to the residents in West Winter Park that are:

 

1. Complete the Application
2. HSCLT will conduct a Pre-Screening to include:
• Preliminary Interview
• Income qualification
• Credit review
3. Lender pre-approval–**Buyer must also be approved by a lender who funds Community Land Trust mortgages.
4. Meet with Family Selection Committee
5. Secondary Selection Criteria (Scoring)
• Displacement
• Residency
• Income levels
• Financial Need
• Immediate Need
• Community Involvement
6. Notification of Selection- HSCLT Family Selection Committee
7. Commitment Agreement
8. Independent Legal Review